The Disruptive Impact of Fintech on Retirement Systems

Erscheinungsjahr 2019
ISBN: 978-0-19-884555-3
Verlag: Oxford University Press

Buch, Englisch, 256 Seiten, Format (B × H): 151 mm x 241 mm, Gewicht: 509 g

Reihe: Pension Research Council Series

Many people need help planning for retirement, saving, investing, and decumulating their assets, yet financial advice is often complex, potentially conflicted, and expensive. The advent of computerized financial advice offers huge promise to make accessible a more coherent approach to financial management, one that takes into account not only clients' financial assets but also human capital, home values, and retirement pensions. Robo-advisors, or automated on-line
services that use computer algorithms to provide financial advice and manage customers' investment portfolios, have the potential to transform retirement systems and peoples' approach to retirement planning.

This volume offers cutting-edge research and recommendations regarding the impact of financial technology, or FinTech, to disrupt retirement planning and retirement system design.

Autoren/Hrsg.

Agnew, Julie

Mitchell, Olivia S

Fachgebiete

• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Anlagen & Wertpapiere
• Mathematik | Informatik EDV | Informatik Digital Lifestyle Online Banking & Finance
• Mathematik | Informatik EDV | Informatik EDV & Informatik Allgemein Soziale und ethische Aspekte der EDV
• Mathematik | Informatik EDV | Informatik EDV & Informatik Allgemein Rechtliche Aspekte der EDV

Über Autor(innen)

Dr Julie Agnew is the Class of 2018 Professor of Finance and Economics at the College of William and Mary's Mason School of Business. Her research and consulting activities focus on behavioral finance and its relationship to financial decisions made by individuals in their retirement plans. She is also TIAA Institute Fellow, serves on the Advisory Board of the Wharton School's Pension Research Council, a Research Associate for the Center for Retirement Research at
Boston College, and a board member of C&F Bank. Previously she served as an elected member of the Defined Contribution Plans Advisory Committee (DCPAC) for the Virginia Retirement System.

Dr Olivia S. Mitchell is the International Foundation of Employee Benefit Plans Professor, Professor of Insurance and Risk Management and Business Economics and Public Policy, Executive Director of the Pension Research Council, and Director of the Boettner Center for Pensions and Retirement Research, all at the Wharton School of the University of Pennsylvania. She is also Research Associate at the NBER. Her main interests are public and private pensions, insurance and risk management, financial
literacy, and social insurance.