Pilzer The New Health Insurance Solution

How to Get Cheaper, Better Coverage Without a Traditional Employer Plan
1. Auflage 2005
ISBN: 978-0-471-77120-3
Verlag: John Wiley & Sons
Format: PDF
Kopierschutz: Adobe DRM (»Systemvoraussetzungen)

E-Book, Englisch, 340 Seiten, E-Book

You no longer need a traditional employer plan to get good,affordable health insurance. The New Health Insurance Solution canhelp you cut your health insurance costs in half if:
* You're self-employed, an independent contractor, or youremployer doesn't provide health insurance (you can probably getcoverage on your own for about $94/month--a fraction of whatan employer would have to pay for the same coverage)
* You are employed and pay extra to cover your spouse or childrenunder your employer-sponsored plan--you may save 50% by takingthem off your employer plan
* You own a small business and are getting killed by double-digitpremium increases--you can now give employees tax-free moneyto buy their own plans and get your company out of the healthinsurance business
The book also explains in detail the best solutions for youif:
* You can't find affordable health insurance because you or achild have an expensive preexisting medical problem (your state hasa program to provide you with guaranteed coverage )
* You're currently putting money into an IRA or a401(k)--because you don't realize that an HSA is always abetter option
* You're unsure how you or your parents will be able to affordhealth insurance during retirement, or how to maximize benefitsfrom Medicare--including the new Part D prescription drugplan
The New Health Insurance Solution is the definitive guide to thenew ways every American can now get affordable healthcare--without an employer.
PAUL ZANE PILZER is a world-renowned economist, a former advisorin two White House administrations, an entrepreneur/employer, anaward-winning adjunct professor at NYU, and a New York Timesbestselling author.

Autoren/Hrsg.

Pilzer, Paul Zane

Inhaltsverzeichnis

Executive Summary: New Health Insurance Solutions for Individuals,Families, Self-Employed, and Businesses.
Preface.
Acknowledgments.
PART I: How to Better Protect Your Family While Saving $5,000+Each Year: Savvy and Affordable New Health InsuranceStrategies.
Chapter 1. You Are One Serious Illness Away from Bankruptcy: TheHuge Gaps in Your Employer's Health Insurance Plan.
Chapter 2. Why Buying Your Own Health Insurance Is Better,Cheaper, and Safer Than Your Company Plan.
Chapter 3. Your Legal Rights to Health Insurance When You LoseYour Job or Change Jobs: ERISA, COBRA, and HIPAA.
Chapter 4. How to Buy Your Own Log-Cost, High-Quality HealthInsurance Policy.
Chapter 5. The Best Options for Employees with a Good CompanyPlan: High Deductibles, Disability, Cafeteria Plans, FSAs, andHRAs.
Chapter 6. Health Savings Accounts: Why You Should Fully FundYour HSA before Putting Even $1 in Your IRA or 401 (k) ...and Howto Build a $500,000+ HSA Nest Egg.
Chapter 7. What to Do if You or a Family Member Has a MajorHealth Problem.
Chapter 8. How to Get Affordable Medical Care When You Are Over55: Early Retirement, Medicare, and Long-Term Care.
Chapter 9. How to Save 10 to 75 Percent on Your PrescriptionDrugs.
Chapter 10. How to Be a Smart Healthcare Shopper, Stay Healthy,and Keep the Savings.
PART II: How Businesses Can Fix their Health Insurance Nightmarean Still Hire great Employees.
Chapter 11. How Employers Can Save 50 Percent by GivingEmployees Tax-Free Dollars to Buy Their Own Health Insurance:Defined Contribution Health Benefits.
Chapter 12. HSA Plans for Employers: Why Every Employer ShouldEncourage Tax-Free Employee Contributions to HSAs.
Chapter 13. HRAs for Employers: How to Use HRAs to Save $2,000to $6,000 per Employee Each Year While Getting Your EmployeesBetter Health Insurance.
Epilogue: The Future of Affordable Health Insurance inAmerica-Who Wins and Who Loses?
Appendix A. State-by-State Guide to Individual/Family HealthInsurance Costs.
Appendix B. How Americans Get Health Insurance Today...and Whatabout the 45 Million Uninsured?
Notes.
Index.
About the Author.

Über Autor(innen)

PAUL ZANE PILZER is a bestselling author, entrepreneur,world-renowned economist, and a White House advisor to twopresidents. He is the founder of Zane Benefits, a leading providerof individual, employer, and family health insurance. His previousbooks include the New York Times bestseller God Wants You to BeRich, The New Wellness Revolution, Other People's Money, andUnlimited Wealth. For more information, visitwww.paulzanepilzwer.com.