Stefano Dell’Atti is a Full Professor of Banking and Finance at University of Bari ‘Aldo Moro’ (Italy). He holds a PhD in Business Administration and Governance from the University Parthenope of Naples (Italy). He was previously a Full Professor of Banking and Finance at University of Foggia (Italy). He is a member of the Council of PhD School in Economics and finance of territorial sustainability and well-being at University of Foggia (XL cycle). He is a Member of the Editorial Board of Journal ‘Rivista Bancaria’, Journal of Internet Banking and Commerce, Journal ‘Risk Governance and Control: Financial Markets and Institutions’ and Co-Editor in Chief of Journal of Governance and Regulation. Over his academic career, he has authored (or co-authored) more than 80 scienti?c publications. His major areas of research are as follows: Value and Intangibles in Banks; Reputational Risk; Small Banks, Guarantee Institutions; Ef?ciency of Financial Intermediaries, Regulation and Disclosure, Insurance Companies.Stefania Sylos Labini is a Full Professor of Banking and Finance at University of Bari ‘Aldo Moro’ (Italy). She holds a PhD in Banking and Financial Science from the University of Calabria (Italy). He was previously a Full Professor of Banking and Finance at University of Foggia (Italy). Currently, she teaches Economics of Financial Intermediaries and Sustainable Finance. She is a member of the Council of PhD School in Economics and finance of territorial sustainability and well-being at University of Foggia (XL cycle). She is a Member of the Editorial Board of Journal of Intelligent Learning Systems and Applications and she is a reviewer for numerous national and international journals. Since 2005, she is the author of several books and articles. Her main research interests include Governance, Performance and Risks in Banks; Guarantee Institutions; Operational risk; Credit Risk Management; Reputational Risk Management; Management of Crisis and Debt Restructuring; Sustainable Finance; Governance of Insurance Companies.