Deposit Insurance Schemes

Funding, Policy and Operational Challenges
1. Auflage 2017
ISBN: 978-3-319-51142-9
Verlag: Springer International Publishing

Buch, Englisch, 313 Seiten, Format (B × H): 153 mm x 216 mm, Gewicht: 5308 g

Reihe: Palgrave Macmillan Studies in Banking and Financial Institutions

This book provides a comprehensive overview of funding arrangements for explicit deposit insurance schemes. Responding to international guidelines and best practice, it discusses policy decisions and operational challenges which deposit insurers face in the financial management of ex-ante deposit insurance funds. Numerous examples are provided, and solutions offered on sources and uses of funds, focusing on target and optimal funding.

Coverage includes:

- the role that modern deposit insurance schemes play in ensuring financial stability

- how to design the main deposit insurance features in order to maximize compliance with international standards

- the different types of funding and financial planning for deposit insurance

- methods for setting the target fund size level

- optimal deposit insurance funding

- challenges faced by the European Union members following new deposit insurance and bank resolution directives.

The book concludes by providing a comprehensive overview of funding issues and recommendations for deposit insurance schemes in the European Union.

Zielgruppe

Research

Autoren/Hrsg.

Ognjenovic, Djurdjica

Fachgebiete

• Wirtschaftswissenschaften Finanzsektor & Finanzdienstleistungen Bankwirtschaft

Inhaltsverzeichnis

Chapter 1: Deposit Insurance at a Glance.- Chapter 2: Key Design Features on an Explicit DIS.- Chapter 3: Challenges of a Funding DIS.- Chapter 4: Target Funding.- Chapter 5: Optimized Funding.- Chapter 6: Funding Deposit Insurance Schemes in the European Union.

Über Autor(innen)

Djurdjica Ognjenovic is an international consultant on deposit insurance and bank resolution, working for the Word Bank and other international financial institutions. She is an internationally recognized expert on financial stability, specifically deposit insurance and bank resolution, EU banking regulation, and financial markets. She was the first director of the Croatian Deposit Insurance System from 1998 to 2001. Djurdjica holds Masters degrees from the Economic Faculty Zagreb in Croatia (1996), a Diploma from the London School of Economics and Politics (LSE), UK, as well as a Bachelors degree (1992 and 1991 respectively) from the Economic Faculty Osijek in Croatia.